6. Add your spouse to your policy but avoid 'any driver' option. Many companies offer a discount when the policy covers specific names drivers rather than allowing anyone you drive the insured car.



7. Limit your vehicle use. For insurers, the further you drive, the more likely you are to be involved in an accident. If you are using your car for work, indicate it in the policy.



8. Opt to pay annually instead of monthly. It may appear lighter on your budget and can be a great way to spread cost. However, most insurers add an extra charge for this. Again, compare prices before agreeing to this. If it costs more to pay monthly, you might want to create a contingency plan, like set up a monthly savings account for your car insurance so that by the time when you have to pay your premium, you will just have to withdraw the money from your savings account.

9. Choose a less powerful car. It is simple; a car with a smaller engine costs less in all aspects including the insurance coverage.

10. Protect your car. Keep your car in a secure location to avoid theft and to avoid the likelihood of making a claim in the future. Install alarms and other warning devices for added security and insurance coverage discounts. Getting back on the driver's seat has never been easy especially when you have records of delinquency. However, with the promise to make amends, the right attitude, and a credible convicted car insurance policy, you are surely off to another wonderful driving experience soon.